Working capital can help contractors cover operating needs, bridge customer payment timing, and prepare for larger jobs without slowing down current work.
Working Capital Uses
- Payroll and crew costs
- Materials and inventory
- Marketing and new job acquisition
- Insurance and operating expenses
- Taking on larger jobs
- Bridging customer payments
- Hiring crews and expanding service capacity
Initial Working Capital Qualifier
The workflow flags a potential working capital fit when annual revenue is at least $250k and the business has been operating for more than two years. The application below checks that qualifier and still preserves your original financing request.
Buying or replacing machinery? See Equipment Financing for Contractors. Funding tied to one upcoming job can start with Project Financing for Contractors.
Financing availability, approvals, terms, and rates depend on provider review and applicant qualifications. No approval or specific term is guaranteed by Contractor Supplies.